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Factores del riesgo crediticio en una cooperativa de ahorro y crédito, en la emergencia sanitaria de la COVID-19
ISSN: 2602 - 8247
Publisher: author
Factores del riesgo crediticio en una cooperativa de ahorro y crédito, en la emergencia sanitaria de la COVID-19
Indexed in
Social Sciences
ARTICLE-FACTOR
1.3
Article Basics Score: 3
Article Transparency Score: 3
Article Operation Score: 3
Article Articles Score: 3
Article Accessibility Score: 3
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International Category Code (ICC):
ICC-0202
Publisher: Fundación Internacional Para La Educación La Ciencia Y La ..
International Journal Address (IAA):
IAA.ZONE/2602411118247
eISSN
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2602 - 8247
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Abstract
The Financial system is a fundamental component of the national economy which is made up of public and private financial institutions, and its purpose is focused on financial intermediation. During the COVID-19 health emergency, the exposure of the financial system to the materialization of the credit risk was practically inevitable. In consequence, this work was developed to identify the credit risk factors of a credit union from segment 1 in the context of the pandemic. Being a qualitative, non-experimental, descriptive and transversal research, for the data collection, not only a structured survey was applied to the members but also an interview to the executives of the institution. In addition, through fieldwork, documentation was analyzed, the one which provided valuable information and was complemented with an exhaustive bibliographic review. The results reveal that internal and external credit risk factors have increased signif...
