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Impact of Insurance and Financial Inclusion on Financial Risk and Their Role in Reducing Risk
ISSN: 2195-1381
Publisher: author
Impact of Insurance and Financial Inclusion on Financial Risk and Their Role in Reducing Risk
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Abstract
The insurance industry is critical to the financial stability of a financial system. This is because its liabilities are long-term in nature, whereas its assets have a short term average maturity. Insurance is an important part of the financial system. Financial services constitute an important component of the financial system. Financial services through the network of financial institutions, financial markets and financial instruments, serve the needs of individuals, institutions and corporates. The Financial System includes securities, banking, insurance, mutual funds, pension funds, and provident funds. The growth of the insurance industry is inextricably linked to economic growth. It is intertwined and responsible for the expansion of the economy. Innovation in product which invited many unit linked policies was the centre of attraction for all. Linking insurance with allied finance products like housing loan, mutual funds invest...
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References
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